Oil palm ownership, funded in the early years by livestock
FIC offers investors a structured agricultural investment programme that combines long-term oil palm ownership with livestock production for annual cash flow.
With an investment of ₦10,000,000 per unit, you acquire ownership of one acre of oil palm plantation developed and managed by CS Agro Limited, while livestock operations provide a source of annual returns during the first five years of the investment.
The programme combines agricultural asset ownership with an income-generating livestock operation, giving you a place in both the establishment and the growth of a commercial agricultural enterprise.
Subscriptions open

What each ₦10,000,000 unit covers
1Ownership of one acre of oil palm plantation
Every investor receives ownership of one acre of oil palm plantation, established by CS Agro Limited. Each acre will be planted with approximately 60 oil palm trees. Your investment covers:
- Acquisition of the land for your one-acre plantation
- Preparation of the land and planting of the oil palm trees
- Farm management and maintenance for the first five years
- The agricultural operations needed to establish and develop the plantation during its early growth stage
As the trees mature, the plantation is expected to develop into a productive agricultural asset capable of generating income from palm fruit production.
2Annual returns from livestock production
While the plantation grows towards maturity, the livestock component of the programme is designed to generate cash flow.
You are entitled to an annual return of ₦1,000,000 per investment unit for each of the first five years, in accordance with the programme’s investment terms. This lets you receive annual returns from the livestock operation while your oil palm plantation is being established and managed.
3A five-year investment structure
The programme has an initial five-year investment period. During this period:
- CS Agro Limited acquires, establishes and manages the one-acre oil palm plantation
- Livestock production serves as the income-generating component
- You receive the stated annual return of ₦1,000,000 per unit for each of the first five years, subject to the agreed investment terms
- The oil palm plantation continues to develop towards its productive maturity
At the end of the five years your oil palm ownership remains an agricultural asset. The future income, harvesting arrangements and management of the mature plantation will be governed by the programme’s ownership and operating agreement.
From subscription to ownership
The stated return is per unit. Two units pay ₦2,000,000 a year, three pay ₦3,000,000, and so on.
- Day one₦10mYou subscribe. We acquire your acre.
- Year 1₦1mPlantation established and managed
- Year 2₦1mFarm managed by CS Agro
- Year 3₦1mPalms keep growing
- Year 4₦1mPalms keep growing
- Year 5₦1mFinal stated return
- AfterYoursPlantation ownership continues under the agreement
Your investment per unit
| Investment details | Per unit |
|---|---|
| Investment amount | ₦10,000,000 |
| Oil palm plantation ownership | 1 acre |
| Oil palm trees | Approximately 60 trees |
| Farm management included | First 5 years |
| Annual stated return | ₦1,000,000 |
| Return period | First 5 years |
| Total stated returns over 5 years | ₦5,000,000 |
Two agricultural components in one structure
Long-term agricultural ownership
You acquire ownership of an established oil palm plantation rather than taking part in a short-term farming activity.
Annual income opportunity
Livestock production provides the cash flow during the initial five-year oil palm development period.
Managed agricultural operations
CS Agro Limited handles the land acquisition, plantation establishment and farm management covered by the programme for the first five years.
A defined investment structure
Each unit has a clear investment amount, plantation allocation, management period and stated annual return.
Take the next step towards owning your oil palm acre
Investment per unit: ₦10,000,000. Tell us how many units you want. We will show you our payment details and, once your payment is confirmed, give you a member account to follow your acre, your returns and your documents.
Your subscription
- Total investment
- ₦10,000,000
- You will own
- 1 acre, about 60 trees
- Stated annual return, first 5 years
- ₦1,000,000 a year
- Total stated returns over 5 years
- ₦5,000,000
Please note. The stated returns apply under the programme’s investment terms and agreement. Livestock and plantation operations carry agricultural risk. Read the agreement and ask us any question before you commit funds.
Payment instructions
Your subscription is recorded. Pay by bank transfer using the details below, then send your receipt on WhatsApp. Once we confirm your payment we will email you a link to set up your member account.
- Reference
- -
- Amount to pay
- -
- Bank name
- Keystone Bank
- Account name
- CS AGRO LIMITED
- Account number
- 1013428971
About the Founding Investor Circle
What do I own?
Each unit gives you ownership of one acre of oil palm plantation established by CS Agro Limited, planted with approximately 60 oil palm trees.
What happens after the five years?
Your oil palm ownership remains an agricultural asset. The future income, harvesting arrangements and management of the mature plantation will be governed by the programme’s ownership and operating agreement.
How are the returns paid?
The stated return is ₦1,000,000 per unit for each of the first five years, in accordance with the programme’s investment terms. Your member area shows the schedule for each year and records every payment when it is made.
Can I subscribe for more than one unit?
Yes. Choose the number of units when you subscribe. Each unit is one acre and one ₦10,000,000 investment, and the stated return grows with the number of units.
How do I follow my investment?
After we confirm your payment you get a member account. There you can see your acres and their planting progress, the returns schedule, programme updates and your documents.
Are the returns guaranteed?
The ₦1,000,000 per unit is the stated annual return under the programme terms. It is generated by livestock operations, which carry agricultural risk, so please read the agreement carefully and ask us anything before you subscribe.
Questions about the Founding Investor Circle?
Speak to our team. We will walk you through the terms, the agreement and how your acre is managed.